Overview
- Laser Digital filed with the U.S. Office of the Comptroller of the Currency to form Laser Digital National Trust Bank.
- The proposed bank targets institutional clients with crypto custody, spot trading and staking under federal supervision.
- The firm says it will not offer deposit accounts or securities trading at launch.
- OCC review begins with a roughly four-month preliminary phase, with final approval dependent on capital and operational readiness.
- The bid follows a broader wave of charter activity after policy shifts, with Ripple, Circle, BitGo, Fidelity Digital Assets and Paxos recently receiving initial trust-bank approvals.