Overview
- RPP reports six separate ONP withdrawal bills filed in 2025, including proposals of up to 4 or 5 UIT and the latest submission on November 14.
- Despite heightened interest, Congress has issued no committee report, set no plenary date, and given no indication that payments could occur in December 2025.
- The newest texts include options to withdraw in up to four installments and timelines that would require the Economy Ministry to issue operating procedures after any law is promulgated.
- Eligibility conditions described in coverage limit access to affiliates without a current pension, some who moved to AFP, caps tied to accumulated contributions, and exclusions for those who received the Bono de Reconocimiento.
- Officials and legal experts note the ONP is a pay‑as‑you‑go pool rather than individual accounts, warning of constitutional hurdles and potential harm to system sustainability given a 2020 court annulment of a prior 1 UIT withdrawal law.