Overview

• Medium enterprises make up just 0.3% of registered MSMEs yet contribute nearly 40% of sector exports and play a key role in GDP, exports and employment.
• The report proposes a working capital financing scheme linked to enterprise turnover and a ₹5 crore credit card facility at market rates to plug funding gaps.
• It calls for a dedicated R&D cell within the MSME Ministry that leverages the Self-Reliant India Fund for cluster-based projects and expands sectoral testing infrastructure.
• Existing Technology Centres would be upgraded into regionally customised India SME 4.0 Competence Centres and integrated with a centralised Udyam sub-portal offering scheme discovery and compliance support.
• The roadmap recommends adopting global best practices from Turkiye, Canada, Singapore and Australia to address skill gaps and boost innovation adoption.