Overview
- Zero-interest Credit offers 0% APR, no fees, and fixed durations for loans backed by Bitcoin or Ethereum.
- Each position includes a Minimum Repayment Price and a Maximum Repayment Price, providing a clear, predefined payoff path.
- At maturity, borrowers can repay in stablecoins or settle with posted collateral, with an option to renew without unwinding the position.
- The structure was previously available via Nexo’s private and OTC channels and facilitated over $140 million in liquidity during 2025.
- Nexo frames the rollout within a growing crypto-collateralized lending market that reached about $73.59 billion in Q3 2025 and cites more than $11 billion in assets under management and a Galaxy Research #2 ranking among centralized lenders.