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New York Raises Cap on Senior Property Tax Exemptions to 65%

Local governments now decide on adoption with income thresholds set in each community.

Overview

  • Governor Kathy Hochul signed S5175A/A3698A over the weekend, authorizing up to a 65% property tax exemption for eligible senior homeowners.
  • Local uptake and municipality-set income limits will determine who qualifies and how widely the benefit is applied.
  • The prior ceiling for local senior exemptions was 50%, a cap that had not been raised in decades.
  • The governor’s office estimates average savings of up to about $300 per year for typical seniors, with actual relief varying by locality.
  • Officials say more than 1.8 million older homeowners could benefit, as New York’s property taxes run high (1.64% effective rate; median bill over $6,300).