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New Year’s Day 2026: Markets, Banks and USPS Closed as Most Major Retailers Open

The federal holiday pauses trading, government services, standard mail, with many chains on modified hours.

Overview

  • U.S. stock and bond markets are closed today after Dec. 31 early closes (stocks 1 p.m. ET, bonds 2 p.m.), with normal trading set to resume Friday.
  • Most bank branches are shut for the holiday, and USPS post offices and regular mail delivery are not operating today.
  • Standard UPS and FedEx pickup and delivery services are suspended, though limited or critical options may be available at select locations.
  • Walmart and Target are open on regular hours, Costco and Sam’s Club are closed, and BJ’s Wholesale Club is open 9 a.m.–7 p.m.
  • Grocery, pharmacy and restaurant availability is widespread but hours vary by location, with Lidl’s New York stores open despite broader Lidl closures.