Overview
- An IW analysis of 10,820 fully residential homes finds the national median monthly co-payment exceeds €2,900 based on October 2024 listings from pflegelotse.de.
- The Association of Substitute Health Insurers says the average monthly outlay has since climbed above €3,000.
- State-level costs range from €2,425 in Saxony-Anhalt to €3,314 in North Rhine-Westphalia, with Baden-Württemberg, Saarland and Bremen also above €3,000.
- City and district extremes span €3,736 in Krefeld, €3,689 in Solingen and €3,635 in Düsseldorf to €2,245 in Friesland, with metropolitan areas generally more expensive.
- The largest share is the facility-specific co-payment that primarily funds staff, and the IW links higher prices to local rents and anticipates further increases.