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New Hampshire Approves First $100 Million Bitcoin-Backed Municipal Conduit Bond

Borrowers post over-collateralized Bitcoin with automated liquidation to protect bondholders.

Overview

  • State Business Finance Authority approved the bond on Nov. 17 as a conduit financing, explicitly shielding taxpayers from repayment risk.
  • Structure requires about 160% BTC collateral with liquidation near 130% if coverage falls, and BitGo is designated as the third‑party custodian.
  • The model is designed to let corporate borrowers access capital without selling Bitcoin or triggering taxable events.
  • Fees from the transaction and any collateral appreciation will flow to New Hampshire’s Bitcoin Economic Development Fund.
  • Wave Digital Assets and Rosemawr Management designed the structure with legal support from Orrick, positioning it as a potential template for wider municipal use and institutional adoption.