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New Hampshire Approves $100 Million Bitcoin-Backed Conduit Bond

The state’s finance agency approved a conduit structure using over-collateralized Bitcoin in private custody to raise capital without taxpayer risk.

Overview

  • The Business Finance Authority authorized a $100 million bond that is described as the first municipal-style crypto-collateral model in the U.S.
  • Wave Digital Assets and Rosemawr Management designed the structure with legal support from Orrick to align digital collateral with traditional fixed-income rules.
  • Bitcoin collateral will be held by BitGo with about 160% initial coverage and an automated liquidation trigger near 130% to protect investors.
  • The authority will act only as a conduit, meaning the state and taxpayers carry no repayment liability.
  • Fees from the transaction and any collateral gains will go to the Bitcoin Economic Development Fund, with proponents seeking credit assessments and broader market adoption next.