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New Estimate Puts 2026 Social Security COLA at 2.7%

The official figure will be set in mid-October using the July–September CPI‑W average.

Overview

  • An analysis by The Senior Citizens League projects a 2.7 percent increase, modestly above the 2.5 percent adjustment applied for 2025.
  • If the projection holds, the average retired-worker payment would rise by about $54 to roughly $2,062 per month.
  • Consumer prices in August were 2.9 percent higher than a year earlier, providing context for the inflation-linked calculation.
  • The Social Security Administration will end paper check mailings to nearly 400,000 recipients on September 30 under a March executive order by President Trump.
  • Beneficiaries may request a waiver by calling the U.S. Treasury at 800-967-5042 or switch to direct deposit or a prepaid debit card, with more than 72 million people receiving payments in 2025.