Overview
- The latest pieces outline monthly investing examples, including a plan that targets about $1 million by contributing roughly $440 per month to the Vanguard Total Stock Market ETF over 30 years.
- Another illustration shows $1,000 invested each month could grow to about $5.2 million using a 14.6% annual return or over $2 million at 10%, highlighting that these figures are based on historical averages rather than guarantees.
- Fund details feature prominently: VTI carries a 0.03% expense ratio, holds about 3,531 U.S. stocks spanning small-, mid-, and large-caps, and offers broader diversification than an S&P 500 fund.
- Income considerations are addressed as VTI’s trailing 12-month yield is about 1.24%, implying roughly 124 shares at a recent $327 price to generate $500 in yearly dividends, with payouts that vary by quarter.
- Coverage also flags concentration trade-offs, noting market-cap weighting that puts Nvidia near 7% of VTI and that VOO’s top 10 holdings account for more than 40% of its portfolio.