Overview
- Verivox reports that the cheapest new contracts cost about 7% more than a year ago ahead of the autumn switching period.
- Comprehensive policies show the largest rise at roughly 8%, with partial coverage up about 6% and liability around 5%, as GDV data highlight workshop hourly rates now averaging above €200.
- The pace of increases has moderated compared with last year's jump of roughly 25% for new policies.
- Prices remain uneven with spreads between tariffs reaching up to 52%, and comparison‑portal indices do not capture all major insurers such as HUK Coburg.
- Policyholders can lower costs by narrowing the driver list, reducing annual mileage, or accepting a partner‑workshop network, while reports conflict on the 2025 cancellation cut‑off (Nov. 30 vs. Dec. 1) so customers should verify their deadline with their insurer.