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New Analysis Finds Utility Delinquencies Rising, Nearly 6 Million Households Near Collections

The findings challenge White House assurances on costs by highlighting a growing wave of overdue energy bills.

Overview

  • The Century Foundation reports past-due utility balances rose 9.7% year over year to $789 between April–June 2024 and April–June 2025, alongside a 12% jump in monthly energy bills.
  • The analysis, using University of California Consumer Credit Panel data, estimates nearly 6 million households have utility debts severe enough to be sent to collections.
  • During President Trump's first six months in office, households with severely overdue utility bills increased by 3.8%, according to the same dataset.
  • Treasury Secretary Scott Bessent says electricity prices are a state issue, while the report argues federal actions that impede renewable energy are adding to costs.
  • Rising power demand from AI data centers features in the backdrop, even as broader indicators show mixed consumer strain with higher 90-day loan delinquencies and Bank of America data signaling overall financial health remains sound.