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Nearly Half of Germans Dissatisfied With Health System as Insurers Warn of €8 Billion Deficit

TK chief Jens Baas is urging a rapid cost-containment program focused on medication savings to halt upcoming contribution increases without trimming benefits.

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Overview

  • A July Forsa poll commissioned by Techniker Krankenkasse found 47 percent of Germans dissatisfied with the health system, compared with 30 percent in January and a nearly fivefold increase since 2021.
  • Statutory insurers forecast a 2026 deficit of up to €8 billion driven by rising hospital and pharmaceutical costs, demographic shifts and underfunding.
  • Jens Baas said many members feel they receive insufficient value for higher contributions, citing long waits for doctor appointments.
  • Techniker Krankenkasse has called for an immediate cost-containment program designed to prevent premium hikes next year without reducing benefits.
  • Insurers are targeting medication cost savings as a key lever to shore up finances and allow time for deeper structural reforms.