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Nearly a Third of UK First-Year Students Plan to Live at Home

High rents exceeding capped maintenance loans make campus accommodation unaffordable for many students.

Overview

  • Ucas data show 30% of 18-year-olds applying for the 2024/25 academic year plan to live at home, up from 21% in 2015 and 14% in 2007.
  • Rent in university towns can reach £1,000 per month, leaving the maximum maintenance loan of £13,348 insufficient to cover average living costs.
  • Annual tuition fees stand at £9,250, rising to £9,535 next month.
  • Graduates typically leave university with debts of around £53,000 after combining tuition and maintenance loans.
  • The share of students living at home ranges from 45% at Glasgow Caledonian University to just 1% at Oxford and Cambridge.