Overview
- Audited results report net profit after tax of Rs85.9 billion for 2025, the bank’s highest on record.
- Pre-tax profit reached about Rs178.9–179.8 billion, more than triple 2024, as net interest income rose roughly 45% to around Rs248.5 billion.
- The cost of funds declined to 8.8% from 15.8%, offsetting lower yields on investments and advances and expanding net interest margins.
- The board recommended a 350% final cash dividend of Rs35 per share, implying about Rs75 billion in total payout, subject to approval at the 77th AGM.
- Capital and asset quality remained strong with a 26.21% capital adequacy ratio and Stage-3 loans down to Rs223 billion with ~94.6% coverage, while the state stake stands to receive about Rs57 billion and the bank contributed roughly Rs93 billion in taxes.