Overview

• One in five Americans struggle with medical debt, totaling $88 billion nationwide.
• Charity care programs at nonprofit hospitals can significantly reduce or eliminate bills based on income.
• The No Surprises Act protects against unexpected charges for out-of-network services in emergencies.
• Requesting itemized bills and verifying medical codes can uncover and correct billing errors.
• Persistence in appealing insurance claims can lead to overturned decisions and reduced expenses.