Overview

• The two lenders will shutter 26 NatWest and 13 Halifax locations next month, with further site closures scheduled into October.
• Across NatWest, Halifax, Lloyds and Bank of Scotland, 113 branches are slated to shut before the end of November 2025.
• Official ONS data show UK bank, credit union and building society branches fell from 10,410 in 2019 to 6,870 in 2024, a 34% drop.
• Santander announced in March it would close 94 of its 444 UK branches as it reshapes its network.
• Banks cite customer migration to online and mobile services, while the sector has agreed to 350 Post Office‑run banking hubs with 179 open, and consumer groups warn of access risks for older and offline customers.