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Nationwide Cuts Variable Savings Rates From October 1 as Lenders Reprice

The move follows recent Bank of England rate reductions, prompting experts to urge savers to compare alternatives.

Overview

  • Rates on multiple Nationwide savings accounts will fall by 0.20–0.25 percentage points from Wednesday, affecting millions of customers.
  • Nationwide will keep the FlexOne Saver and Flex Regular Saver unchanged, with the regular saver’s headline rate remaining at 6.50%.
  • Affected customers have been notified by letter or email, and the society says many of its products still pay above market averages.
  • Examples include Help to Buy ISA dropping from 2.70% to 2.50% and Flex Instant Saver falling from 2.75% to 2.50%, alongside cuts to limited and instant access accounts.
  • Other high street names, including Chase, RBS, NatWest, HSBC, Co‑op Bank and Barclays, have also reduced easy‑access returns, with advisers urging savers to shop around or consider fixed‑rate options.