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Muthoot Finance Posts 87% Q2 Profit Jump, Clears Rs 35,000 Crore NCD Plan

Management outlines roughly 15% loan growth for FY26 to build on stronger gold-loan demand.

Overview

  • Muthoot Finance reported standalone net profit of Rs 2,345 crore for the September quarter versus Rs 1,251 crore a year earlier.
  • Net interest income rose 58.5–59% year-on-year to Rs 3,992 crore, driven by the core gold-loan business.
  • Consolidated loan AUM reached a record Rs 1,47,673 crore, with standalone AUM at about Rs 1,32,000 crore, up 47% year-on-year.
  • The board approved issuance of up to Rs 35,000 crore in redeemable NCDs via private placement and sanctioned an additional Rs 500 crore investment into Muthoot Money.
  • The stock touched an all-time high of Rs 3,406.35 before closing about 2% higher, while Bloomberg’s average 12-month target implies downside from current levels.