Overview

• She warned that digital illiteracy, uneven internet access and low financial awareness still hinder uptake despite expanded mobile banking and UPI.
• She called for timely, affordable credit, financial literacy and support for agri-tech to make agriculture sustainable and profitable.
• She noted that payments banks, digital wallets and banking correspondents have brought financial services to remote villages.
• She welcomed inclusion efforts at the event, citing PM SVANidhi’s extension to March 2030 and the Jan Dhan drive crossing 56 crore accounts with sizable deposits.
• With Finance Minister Nirmala Sitharaman and Tamil Nadu leaders present, speakers highlighted stronger bank balance sheets and City Union Bank’s reach, with over half its branches in rural and semi-urban areas.