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Motorcycle Accidents in Germany Found to Be Costlier and Deadlier Than Car Crashes

New R+V Versicherung data reveals that while motorcycle accidents are less frequent, they result in higher costs and greater injury severity compared to car accidents.

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Overview

  • Motorcycle accidents in 2024 averaged €7,000 in liability costs, significantly higher than the €5,000 average for car accidents.
  • Motorcycle riders reported far fewer accidents, with only 6 claims per 1,000 owners compared to 48 per 1,000 car owners.
  • The higher costs of motorcycle accidents are attributed to severe injuries and the absence of minor damages like parking scrapes.
  • Loss of control, often due to misjudging curves or speeding, is the leading cause of motorcycle accidents.
  • Germany saw a 1% decrease in overall traffic accidents in 2024, with 2,759 fatalities and approximately 363,000 injuries reported.