Overview
- Monday, Jan. 19, 2026 is a federal holiday and most banks will not offer in-person service.
- Major institutions including Bank of America, Wells Fargo, JPMorgan Chase, Citibank, Goldman Sachs, U.S. Bank, Morgan Stanley, Truist, PNC, Capital One, Citizens, Santander and Compass plan to close.
- The holiday shutdown extends beyond branches to include administrative offices.
- Digital channels and external ATMs will operate, though transfers, deposits and bill payments may not post until the next business day.
- Closures are customary rather than legally mandated, so customers should confirm local hours and complete time-sensitive transactions before the holiday.