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Most Top Earners Say They’re Not Rich as Budget Weighs Threshold Freeze

IFS estimates that extending frozen income tax thresholds to 2030 would create about 10.1 million more higher-rate taxpayers.

Overview

  • A Times Money/YouGov poll of more than 4,000 people found 76% of those earning over £125,000 do not feel rich, with only 21% saying they do, and 94% of all respondents saying they do not consider themselves rich.
  • Chancellor Rachel Reeves has reportedly abandoned a direct income tax rise and is considering measures such as prolonging the freeze on income tax thresholds ahead of the 26 November budget.
  • The additional-rate threshold was cut in 2022 to £125,140, and the tapering of the personal allowance between £100,000 and £125,140 produces an effective marginal rate of about 62% on part of income.
  • The IFS projects that a two-year extension of the freeze to 2030 would result in roughly one in five adults becoming higher-rate taxpayers, or about 10.1 million people.
  • Wealth advisers cite persistent inflation, higher mortgage costs and rising private school fees as reasons many high earners feel less well-off despite six-figure salaries.