Particle.news
Download on the App Store
3 ARTICLES
·
6d ago

Most Americans Say $100,000 Is Bare Minimum for Financial Security as Insecurity Climbs

A June survey finds more Americans feel financially insecure than ever and see six-figure salaries as just the starting point for stability.

Defining for yourself what it means to feel financially secure can depend on many factors, including your current income, how much debt you have, where you live, your age and whether you have children.
Image
Image

Overview

  • Seventy-seven percent of adults reported not feeling completely financially secure in 2025, up from 75% last year and 72% in 2023.
  • Forty-five percent of respondents said they need at least $100,000 a year to feel secure, while 26% set the threshold at $150,000 or more.
  • The median US household income was $80,610 in 2023, highlighting a growing gap between actual earnings and perceived security levels.
  • Gen Xers are most likely to require $150,000 or more to live comfortably, compared with 26% of millennials and 20% of Gen Z.
  • Experts point to stagnant wages, persistent inflation and rising living costs as drivers of insecurity and stress that building savings and diversified portfolios is also critical.