Overview

• ICE Mortgage Technology data for August 2025 shows average closing times of 41 days for conventional loans and 42 days for FHA loans.
• Sellers’ closing-day tasks generally take one to two hours and can be completed remotely if they pre-sign deeds and other documents.
• All-cash deals skip mortgage underwriting and appraisals to seal transactions in as little as one to two weeks.
• HomeLight’s Simple Sale platform provides a cash offer within 24 hours and enables closings in as fast as seven days.
• Sellers must handle disclosures, inspection requests, appraisals and final walkthroughs over the standard 30–60 day process while keeping utilities active to prevent delays.