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MoonPay Wins New York Trust Charter, Clearing Way for Crypto Custody and OTC Trading

The designation grants fiduciary authority under NYDFS oversight, signaling an institutional push with a regulated path for potential future offerings.

Overview

  • NYDFS authorized MoonPay Trust Company, LLC to operate as a New York Limited Purpose Trust Company and begin serving customers.
  • The charter permits digital-asset custody and over-the-counter trading under New York’s regulatory framework.
  • CoinDesk reports the status places MoonPay among firms such as Coinbase, PayPal and Ripple that hold both a BitLicense and a trust charter.
  • The trust structure enables MoonPay to act as a fiduciary for client assets, which is critical for banks and asset managers considering crypto services.
  • MoonPay says the approval could support a compliant route to issue a stablecoin in the future, with any new services requiring separate NYDFS approval.