Overview

• Martin Lewis’s Money Saving Expert advises travellers to buy travel insurance at the moment of booking to secure pre-departure cancellation and medical protection.
• The site recommends annual policies for anyone taking two or more trips abroad each year as the most cost-effective option.
• For under-66 travellers, it highlights Coverwise, Admiral (with discount code MSE15), Leisure Guard Flexi and Urban Jungle.
• Over-65s are directed to policies from Admiral (with discount code MSE15), Urban Jungle, Leisure Guard Flexi and Saga.
• Travel Republic’s Gemma Brown warns travellers to confirm passports were issued within the last ten years and remain valid for at least six months beyond departure.