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MODO Enables End-to-End Purchases Inside ChatGPT

The banks' wallet routes payment validation through its secure, bank-backed system to keep card data under bank control and shift shoppers away from marketplaces.

MODO se adelanta a las compras con IA: ya permite comprar productos desde ChatGPT.
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Overview

  • MODO launched the feature on Wednesday, September 23, 2026, and it is available at rollout only for Frávega’s product catalog via a ChatGPT plugin.
  • Users must install MODO’s ChatGPT plugin to search Frávega’s catalog, build an order inside the chat and then validate payment in MODO’s secure flow using a QR on desktop or an automatic redirect on mobile.
  • MODO says sensitive card data never goes to the language model and remains in the banks’ infrastructure while the wallet handles transaction security and confirmation.
  • The company presents the launch as the first commercial deployment of AI-agent transactions in Latin America and sees the capability as a way to reach shoppers before they enter large marketplaces.
  • MODO plans to add more retail chains and is negotiating with Visa and Mastercard on agent-commerce protocols but faces hurdles in merchant onboarding, user trust and platform plugin support.