Overview
- Federal, state and many local government offices and courts are closed today, and the U.S. Postal Service is not delivering regular mail.
- Most banks and credit unions are closed and U.S. stock markets are shut, with ATMs and online banking available but most transactions posting the next business day.
- UPS has suspended standard pickup and delivery, while FedEx is operating on modified schedules with many locations open.
- Most major retailers, groceries and pharmacies, including Walmart, Target, Costco and Kroger, are open, though hours can vary by location; most public schools are closed.
- The National Park Service removed MLK Day from its 2026 fee‑free entry dates, so parks that charge entrance fees are not free today, an administrative change that does not affect the holiday’s federal status.