Overview
- Mizuho Financial Group achieved a record annual profit of ¥885 billion in FY 2025, supported by Japan's exit from deflation and increased commercial loan demand.
- The bank forecasts a 6.1% rise in net profit to ¥940 billion for FY 2026, despite estimating a ¥110 billion hit from U.S. tariffs announced in April 2025.
- Fourth-quarter net profit for FY 2025 fell 18% year-on-year to ¥30.1 billion, reflecting volatility in global trade and subdued equity and M&A activity.
- Mizuho plans a ¥100 billion share buyback and a full-year dividend of ¥145 per share, signaling confidence in its financial stability.
- Annual bad loan costs are projected to rise significantly to ¥140 billion, up from ¥51.6 billion in the previous fiscal year, as part of a cautious capital management strategy.