Particle.news

Minnesota Uninsured Rate Jumps to 5.8%, Highest Since 2017

Officials cite affordability pressures following the end of enhanced ACA subsidies.

Overview

  • The Minnesota Health Access Survey estimates about 116,000 more people lacked coverage in 2025, based on responses from over 16,000 residents collected September through December.
  • Enrollment in public programs fell from 44.1% to 39.6%, which state analysts identify as a key factor in the rise in uninsurance.
  • Children’s uninsurance increased to 4.6% in 2025 from 2.7% in 2023, and 13% of residents below 200% of the federal poverty level were uninsured.
  • Racial disparities persisted, with more than 20% of Hispanic residents uninsured and higher-than-average rates among Black and Native American Minnesotans.
  • Following the subsidy expiration, early‑2026 premiums climbed and marketplace enrollment declined by about 5.8% nationally and at least 8% in Minnesota, prompting warnings about further coverage losses and hospital strain.