Overview

• Microsoft 365 Premium folds Microsoft 365 Family/Personal and Copilot Pro features into one $19.99 monthly subscription that includes desktop Office apps for up to six people and 1TB of OneDrive storage per person.
• Subscribers get Microsoft’s highest Copilot usage limits and access to advanced model features, including GPT-5 and GPT-4o tools such as image generation, voice, Deep Research, Vision, Actions and Copilot Podcasts.
• Microsoft positions the bundle against ChatGPT Plus at the same price point, emphasizing built-in Office integration and cloud storage that OpenAI’s plan does not include.
• Personal Microsoft accounts can now enable Copilot features inside work versions of Word, Excel, PowerPoint, OneNote and Outlook on Windows, Mac and iPad, with enterprise data protections in place and an admin option to disable the sign-in capability.
• Microsoft says it will stop selling Copilot Pro and will not automatically migrate current Pro subscribers to Premium, though a spokesperson told CNBC Copilot Pro is not being discontinued; existing Family/Personal plans also gain higher AI limits, GPT-4o image generation and voice, plus Copilot Chat.