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Michael and Susan Dell Pledge $6.25 Billion to Seed 25 Million Children’s ‘Trump Accounts’

The pledge targets younger children in lower‑income communities, expanding a federal plan that is slated to open accounts next summer.

Overview

  • The Michael & Susan Dell Foundation will deposit $250 for each of up to 25 million eligible children age ten or younger born before January 1, 2025 in ZIP codes with median household incomes at or below $150,000.
  • The gift complements the new federal program that provides a $1,000 starter deposit for newborns, with account activation planned to begin on July 4, 2026.
  • The government accounts are not yet operational, and the U.S. Treasury is expected to select account models and define how funds will be distributed.
  • Balances are intended to be invested until a child turns 18, with permitted uses including education costs, a first‑home down payment, or starting a business.
  • Employers may contribute up to $2,500 annually per child under the law, and several firms—including Dell Technologies, Uber, and Goldman Sachs—have said they will match the federal $1,000 for newborns.