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Mexico’s Supreme Court Upholds Puebla’s Mandatory Auto Liability Insurance, Nixes 10-Year License Cancellation

The 6–3 ruling treats the insurance obligation as a condition of using motor vehicles to ensure compensation for crash victims.

Overview

  • The plenary resolved constitutional action 1/2024 brought by Puebla’s human rights commission challenging provisions of the state mobility law.
  • Ministers kept the power to fine drivers without coverage but struck down Article 168’s license cancellation of up to 10 years as disproportionate.
  • The Court also upheld a one-year license suspension for driving under the influence, deeming it a proportional road-safety measure.
  • The majority held the requirement does not restrict free movement because it regulates a transport mode, while a three-judge minority warned of affordability and rural impacts.
  • The decision establishes a precedent likely to shape other state rules on vehicle insurance, and in the same session the Court invalidated a Veracruz civil-code paragraph affecting adults with disabilities.