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Mexico’s Supreme Court Backs Puebla’s Mandatory Auto Insurance and Nixes 10-Year License Cancellation

The ruling prioritizes victim reparations to enhance road safety, setting a state-level template in the absence of a national mandate.

Overview

  • In a 6–3 vote, the Pleno upheld Puebla’s requirement that all vehicles carry third-party liability insurance as constitutional.
  • By 8–1, the Court invalidated canceling a driver’s license for up to 10 years for lacking insurance, leaving monetary fines in place.
  • The justices affirmed a one-year license suspension for driving under the influence as a proportionate road-safety measure.
  • The case arose from the Puebla rights commission’s action of unconstitutionality 1/2024 against the 2023 mobility law known as “Ley Manu.”
  • The decision creates a precedent that may guide other states, as a minority warned of affordability burdens for rural and low-income drivers in a system without a national insurance mandate.