Overview
- Starting July 1, 2026, banks will require an official ID and at least one biometric for any cash deposit or withdrawal of 140,000 pesos or more.
- A real‑time interbank information‑sharing platform will onboard an initial group of banks by December 30, 2025 and is slated for full operation in July 2026, with mandatory references on deposits to concentrator accounts.
- International transfers are recommended to be limited to account holders only, effective immediately for legal entities and on June 30, 2027 for individuals.
- For cash remittances, the ABM proposed ID and biometric checks plus caps of $350 per payment and $900 per month per recipient, while BBVA will no longer pay remittances to people without a BBVA account, closing roughly 5% of its payouts.
- The measures constitute voluntary self‑regulation by the ABM’s 54 member banks, including periodic typology reporting and regular coordination with the UIF and CNBV to strengthen anti‑money‑laundering controls.