Overview
- At the Encuentro Amafore on Tuesday, November 10, the finance ministry said pension protection is a top priority and published guidance that includes 1.025 trillion pesos for Bienestar non‑contributory pensions in 2027 while inviting Afores to identify Plan México projects for possible investment.
- The pension regulator Consar announced it will tighten Afore rules and will issue a cybersecurity regulation based on international standards to strengthen governance, risk management and incident response across administrators.
- Amafore and Afores said they are willing to invest in infrastructure but only under clear legal contracts, transparent risk‑and‑return terms and stronger local capital markets to protect workers’ savings.
- The Sistema de Ahorro para el Retiro now manages over 9 trillion pesos in more than 70 million accounts with plusvalías above 700 billion pesos in 2026, yet only about 3.1% of assets are currently in infrastructure, showing room to grow if safeguards are met.
- Any investment will be voluntary and must pass financial, legal and operational evaluations, and officials signaled that deeper market instruments and better Afore service coverage are needed so retirement savings are not put at undue risk.