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Mexico Moves To Build Digital-Finance Skills With 2025–2030 Education Drive

Officials warn of rising fraud, identity theft, opaque charges driven by rapid online banking growth.

Overview

  • At the ABM’s Fourth Financial Education Congress, SHCP’s banking unit said it is developing a 2025–2030 national financial education strategy through the Financial Education Committee in coordination with the Education Ministry.
  • Authorities cast digitalization as a route to inclusion while flagging key risks that include electronic fraud, identity theft, nontransparent fees and users’ limited ability to detect abusive practices.
  • The Mexican banking association reaffirmed financial education as a core pillar through 2030, tying it to cybersecurity and customer empowerment.
  • Fresh figures cited include ENIF 2024 showing 10% of adults with a formal savings account opened it online or via app and an ICT survey counting over 100 million internet users who mostly go online for social or leisure activities, with reporting also noting that many adults still save informally.
  • Industry leaders separately highlighted expanding use of artificial intelligence, biometrics and transaction analytics to personalize services and strengthen anti-fraud defenses as digital banking adoption accelerates.