Overview
- Morena’s caucus, led by Ricardo Monreal, introduced a bill in the Chamber of Deputies to outlaw deceptive interface tricks in financial services and to stop extra or automatic charges that remove ads on streaming platforms.
- The draft would amend three laws that govern consumer financial protection, financial transparency, and fintech institutions to embed clear design standards in statute.
- The proposal defines dark patterns as tactics like prechecked add‑ons, hidden costs shown at checkout, fake countdowns, camouflaged buttons, and maze‑like cancellation flows that push users into payments they did not intend.
- If enacted, CONDUSEF, Banco de México, and the CNBV must issue or adapt rules within 180 days of the law taking effect, and companies then have 180 days to rework interfaces to comply.
- The drafters say cleaner design would prevent over‑charging and debt traps, help fair‑acting firms compete, and protect a large market that includes 650‑plus fintechs and millions of streaming subscribers in Mexico.