Overview
- Finance Secretary Édgar Amador said the transitory article in the 2026 revenue law is a technical clarification and does not authorize automatic increases in insurance prices.
- Effective this year, VAT that insurers previously credited on certain services used to indemnify policyholders becomes a direct cost for companies.
- SHCP said premiums will be set by supply and demand, sees no conditions for immediate increases, and will monitor the sector without issuing a price‑freeze directive.
- AMIS stated it is premature to estimate how the fiscal adjustment will affect premiums and cautioned against generalized assumptions.
- Brokers, agents and policyholders report higher quotes and renewals in 2026—especially in major medical and auto lines—with some increases reported in the 20% to 35% range, even as the presidency frames the reforms as part of an anti‑evasion push.