Overview
- City leaders unveiled new operational guidelines that position Fondeso to push small businesses toward formality and reduce poverty in local entrepreneurship.
- Support now centers on two products: Ikal, a non‑reimbursable seed grant of 25,000 pesos, and Xitopehua, microcredit from 10,000 to 100,000 pesos with 0% for 10–30k loans and 3% above that.
- Repayment terms extend to 24 months for mid‑tier amounts and up to 36 months for the largest loans, according to officials.
- More than 500 million pesos fund the program this year, including 200 million earmarked for women’s economic autonomy.
- Priority groups include women, youth, older adults, and CDMX‑based small businesses, with all beneficiaries receiving technical accompaniment and access to new credit immediately after early repayment; applications are handled online and at alcaldía modules.