Overview
- CNBV reported sector profits of 178,430 million pesos for January–July 2025, a record for the span and up 0.8% in real terms versus a year earlier.
- The financial margin reached 524,827 million pesos, rising 4% year over year, while interest income totaled 1,069,476 million pesos.
- Total income increased 1.3% over the period and expenses declined 1.1%, underscoring a slower pace than prior years.
- Return on assets fell to 1.97% at end-July from 2.10% a year earlier, signaling softer profitability.
- Performing loans grew 4.7% to 7.839 trillion pesos as the delinquency rate edged up to 2.13%, and the eight systemic banks, including Citi after its separation, generated 143,153 million pesos or 80% of profits.