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Mesa Shuts Down Homeowners Credit Card, Closes All Accounts Effective Dec. 12

Mesa has offered no explanation, leaving cardholders limited to low‑value statement credit redemptions for remaining points.

Overview

  • Mesa notified customers by email titled “URGENT NOTICE: Closure of Your Mesa Homeowners Card Account” and confirmed on its website that all accounts are closed and cards were deactivated as of 12/12/25.
  • At the time of reporting, points can be redeemed only as a custom statement credit worth roughly 0.6 cents per point, with fixed-value options disabled.
  • The company has not provided a reason for the shutdown, and it remains unclear whether the issue lies with Mesa’s platform, the issuing bank, or other factors.
  • In the days leading up to the closures, cardholders reported widespread purchase declines after customer service referenced unspecified “processing delays.”
  • Reports that Mesa raised significant capital months earlier now contrast with the abrupt shutdown and have prompted questions about the program’s viability.