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20h ago

Mesa Homeowner Card Brings Back 50,000-Point Bonus With $12,000 Spend Through Sept. 30

The revived bonus requires far more spending than the spring offer, underscoring the need to weigh the value against other cards.

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Overview

  • New applicants can earn 50,000 points after $12,000 in purchases within three months by applying with promo code SEPT50, with the offer ending on September 30, 2025.
  • The card awards points linked to a cardholder’s mortgage payment without routing the mortgage through Mesa, provided the user reports the payment, spends at least $1,000 each month, and stays within the 100,000-points-per-year mortgage cap.
  • Earning structure includes 3x on home-related categories such as utilities, daycare, insurance, taxes, and home improvement; 2x at groceries, gas, and EV charging; and 1x on mortgage points when the monthly $1,000 spend is met.
  • The no-annual-fee card offers recurring statement credits, including $65 toward Costco membership, $120 at Lowe’s ($30 quarterly), $200 with Thumbtack, and $120 for Wag! or Farmers Dog purchases.
  • View from the Wing highlights current transfer partners like Aeroplan at 1:1 and notes more are planned, while Frequent Miler cautions that the high spend requirement may not suit many and reports the issuer did not provide or confirm the listed terms.