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Menzis Proposes Municipally Run Supplement to Cover Deductibles for Vulnerable Patients

The plan relies on municipal eligibility checks with costs repaid from the national Zorgverzekeringsfonds.

Overview

  • Menzis unveiled a targeted supplementary insurance that reimburses the mandatory deductible for low‑income residents to curb care avoidance.
  • Eligibility would be determined by municipalities using existing criteria such as roughly up to 120% of the minimum income and current local registries.
  • The insurer intends to start in its northern and eastern core regions and is seeking broader adoption by other insurers and a nationwide rollout subject to government arrangements.
  • Menzis frames the proposal as a solidarity‑based, cost‑contained alternative to lowering or abolishing the deductible for everyone, which it says would drive up premiums.
  • Separately, major insurers announced largely stable 2026 base premiums, and comparison sites advise consumers to wait for supplementary policy prices before switching.