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McDonald’s Rounds Cash Change to Nearest Nickel as Penny Supplies Tighten

The policy follows a federal wind-down of penny minting that tightened coin supplies.

Overview

  • McDonald’s said locations facing penny shortages are rounding cash transactions to the nearest five cents when customers do not have exact change.
  • The company confirmed that card and app purchases are unaffected and that menu prices are not being changed for this policy.
  • A widely shared in-store memo outlined the rounding rules, with totals ending in 1–2 cents rounded down and 3–4 cents rounded up to five cents.
  • The U.S. Mint placed its final order for penny blanks in May after President Donald Trump ordered an end to penny production, and Treasury projects $56 million in annual material-cost savings.
  • Banks report constrained penny distribution in some areas, and industry groups warn the lack of a uniform federal rounding standard is creating operational uncertainty for retailers.