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2mo ago

Maryland Opens $700 No-Interest Loan Program for Unpaid 'Excepted' Federal Workers

Applications opened with disbursement set to start Oct. 16 only if the shutdown remains in effect on Oct. 15.

The U.S. Capitol is seen on the second day of the government shutdown, in Washington, Thursday, Oct. 2, 2025. (AP Photo/J. Scott Applewhite)

Overview

  • Maryland’s Department of Labor launched an application portal for the Federal Shutdown Loan Program at mdol.submittable.com/submit.
  • Loan payments will be issued only if the federal shutdown continues through Oct. 15, with the Treasurer’s Office scheduled to begin mailing checks on Oct. 16.
  • Eligible applicants must be Maryland residents designated as 'excepted' federal employees and provide proof of identity, residency, federal employment, and excepted status.
  • The Department of Labor will collect applications, the Comptroller’s Office will process requests, and the Treasurer’s Office will issue payments.
  • Borrowers must repay the $700 interest-free within 45 days after the shutdown ends, with 30-, 60-, and 90-day notices and CCU-managed payment plans available for nonpayment.