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Martin Lewis Presses DWP to Fix Universal Credit Barriers to Bank Switching

The department acknowledged his letter, promising a reply and citing the need to protect claimants' bank details.

Overview

  • Lewis escalated the issue on Good Morning Britain after sending evidence to Work and Pensions Secretary Pat McFadden.
  • His letter warns that up to 8.3 million Universal Credit recipients may be effectively excluded from switching accounts.
  • Claimants report being told to attend in-person Jobcentre appointments to change bank details, creating hassle, costs and potential lost income.
  • He says the system has not adapted to digital-only banking, with paperless statements and numberless cards creating practical and accessibility barriers.
  • Lewis points to the government-backed Current Account Switch Service with built-in fraud checks, noting that missed switching incentives can reach about £200, while the DWP says it will respond and stresses security.