Overview

• Martin Lewis advises always choosing the destination’s currency when paying by card abroad
• Paying in local currency lets your own provider perform the conversion to avoid dynamic fees from foreign ATMs and retailers
• This approach applies worldwide, not just within Europe
• Travellers should purchase single-trip insurance as soon as they book to guarantee protection throughout their holiday
• Fintech travel cards from providers like Revolut, Monzo and Starling often offer minimal fees on overseas transactions